When you rent from a landlord, the owner's insurance only covers the building itself and seldom covers the tenants personal belongings. You should always clarify this with your landlord.
A Renter's Policy provides coverage if your personal belongings are destroyed or damaged by specific named perils described in the policy. Some examples of these perils include:
- Fire or lightning
- Windstorm or hail
- Vandalism or malicious mischief
- Falling objects
- Accidental discharge or overflow of water
We shop our large selection of companies to find you the best rates.
Renters insurance is not expensive and is a definite asset to protect the personal property you keep inside your residence, including:
If someone gets hurt on the property Renter's Liability coverage can protect you and in many cases is included in your Renter's Policy.